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Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At The Point Insurance Services Inc., we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from The Point Insurance Services Inc. are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

The Point Insurance Services Inc.

10535 Paramount Blvd, Ste 100
Downey, CA 90241
Main office: 562-806-0778

Our Providers

Testimonials

Great customer service! Typically my experience when looking for insurance is hectic and unsavory, this definitely wasn't the case with the point! Their amazing agents and vast amount of insurance companies made getting me the best deal on my home and auto insurance a breeze!
Stacey T.
So I hate asking about insurance because it's boring and confusing; however, I called the point earlier today to ask about their renter's insurance and not only were they pretty knowledgeable, it wasn't a confusing long drawn out process. They are A-OK. Insurance is still pretty boring but at least I know where to call!
Ana A.
I love being able to call and talk to someone right away when I have questions. Mike already knows me, so every time I call we have a chance to check in. It's nice to know I'm in good hands when I need help with something. :)
Kelley O.
The best choice I made was to find this place while searching to insure my new car. Completely satisfied even took to me in right away and they were close to closing time without feeling rushed. Gustavo helped me find the best offer for me insurance wise. Thank you and will definitely come back and refer people here. Very professional and helpful!
Anabel A.