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Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At The Point Insurance Services Inc., we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, The Point Insurance Services Inc. recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with The Point Insurance Services Inc. today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

The Point Insurance Services Inc.

10535 Paramount Blvd, Ste 100
Downey, CA 90241
Main office: 562-806-0778

Our Providers

Testimonials

Great customer service! Typically my experience when looking for insurance is hectic and unsavory, this definitely wasn't the case with the point! Their amazing agents and vast amount of insurance companies made getting me the best deal on my home and auto insurance a breeze!
Stacey T.
So I hate asking about insurance because it's boring and confusing; however, I called the point earlier today to ask about their renter's insurance and not only were they pretty knowledgeable, it wasn't a confusing long drawn out process. They are A-OK. Insurance is still pretty boring but at least I know where to call!
Ana A.
I love being able to call and talk to someone right away when I have questions. Mike already knows me, so every time I call we have a chance to check in. It's nice to know I'm in good hands when I need help with something. :)
Kelley O.
The best choice I made was to find this place while searching to insure my new car. Completely satisfied even took to me in right away and they were close to closing time without feeling rushed. Gustavo helped me find the best offer for me insurance wise. Thank you and will definitely come back and refer people here. Very professional and helpful!
Anabel A.